A growing concern on college campus is the lack of personal financial knowledge gained while in college. Universities across the country are slowly adding a financial literacy General studies course. This research is to show if that would be needed at SWOSU. Students will be tested and surveyed over 3 general topics: credit, retirement planning, and personal financing. These three topics are important because knowledge in these areas important immediately after college. The results will compared major to major and also upperclassman (60< credit hours) to freshmen (<30 credit hours).