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Administrative Issues Journal

Authors

Teri G. Allen

Abstract

It has been well documented that many college students have an alarmingly low level of financial literacy. These students have insufficient knowledge, attitudes, and behaviors relating to personal financial management. The recent economic crisis further illustrated that many young adults are not financially prepared to cope with the financial reality of being selfsufficient. Many states have implemented requirements for personal finance education in high school, and some colleges have included personal finance as a general-education requirement. However, studies have shown that levels of awareness of personal finance issues still vary greatly by major, student motivation, and financial background. This paper suggests that college students would greatly benefit from experiential learning to help generate knowledge, change behavior, and guide future actions.

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